Course Description

This introductory course is designed to help students develop and achieve their personal goals in financial management.

Note: This course can be taken individually or as a part of a certificate program.

Learning Outcomes

By the end of the course, the learner should be able to:

• Assess personal financial situations, prepare relevant financial statements and set meaningful financial goals
• Manage consumer credit, use the financial system to tap into credit sources for housing and other major expenditures
• Avoid consumer credit traps and apply strategies for paying off debts as fast as possible
• Identify insurance needs and manage personal risks with the appropriate choice of insurance and other mechanisms;
• Describe how financial markets and financial securities work and make appropriate selections of savings vehicles, stocks, bonds, and mutual funds
• Create a plan to achieve a desirable post-retirement lifestyle
• Use estate planning to meet the needs of dependents and to insure the orderly transfer of assets
• Demonstrate the ability to apply basic calculations for personal financial and investment analysis

Course Topics

• Personal Financial Planning
• Income Tax Strategies
• Banking Services of Financial Institutions
• Consumer Credit
• Finances of Housing
• Insurance
• Investing
• Retirement
• Estate Planning

Assessment

Note: You must pass the final exam in order to pass this course.

Note:

Additional Technical Requirements

This course will use the following:

• McGraw-Hill Connect is a digital learning environment administered by McGraw-Hill Education. Visit their website to complete a check that ensures your computer meets the Connect system requirements.
• Respondus tool to invigilate one or more exams. 
• Virtual Classroom is a video conferencing tool used to facilitate synchronous virtual meetings.

Please view the Technical Considerations for each.

Applies Towards the Following Certificates

• Certificate in Business : Electives